Step 1 of 5 · account required to order
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Open decision: guest checkout with silent account creation would remove this screen. Shown here as the currently specified behaviour.
What happens to your money
You pay once
One Paystack transaction covers everything you selected, whoever it is from.
Paystack holds it
Funds never touch a SurePlug bank account. Nothing settles to the merchant yet.
You confirm delivery
By SMS code that only you can enter. That starts a 2-day window.
Then the merchant is paid
Automatically after 2 days, or sooner if you release it yourself.